Latitude Finance
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Get it on Interest Free with Latitude Gem
Visa and pay nothing today.
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decision within 60 seconds.
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Once approved, select your ideal payment plan & checkout using your account number.
Interest Free Payment Plans on Latitude Gem Visa credit card*
We've partnered with Latitude finance offered in store and now online. Up to 36 months interest free available instore and online with a minimum spend $2,500 and 24 months interest free with a minimum spend of $600. 6 months interest free is only avaliable online only with a minimum spend of $250. Monthly repayments required. New customers must apply and be approved for a Latitude Gem Visa credit card. Available on participating Latitude credit cards only. Latitude is not available on items discounted by 55% or more off the RRP.
*Approved customers only using a Minimum Monthly Payment Plan / an Equal Monthly Payment Plan. Monthly credit card fee
applies, currently $10.95 (subject to change). After the interest free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If you miss a payment late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. Latitude Credit Card General Terms and Conditions set out the T&Cs for the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.
Minimum Monthly Payment Plans
Paying only the minimum monthly payments will not pay out the plan.
If term is less than 33 months
Equal Monthly Payment Plans
If you fail to make your equal monthly payment for two consecutive months, you agree that your Equal Monthly Payment Plan
with a term of fewer than 33 months will change into a Minimum Monthly Payment Plan for the remaining duration of the initial
plan term.
Apply now For a Latitude Gem Visa credit card
What is Latitude Interest Free?
Latitude Interest Free offers flexible interest free payment plans to suit your needs. From 6-36 months, Latitude Interest Free gives you access to a range of interest free offers at hundreds of retailers. Existing Latitude Gem Visa, Latitude GO Mastercard, Creditline and Buyer’s Edge customers can checkout using Latitude Interest Free.
How do I pay off my Latitude Interest Free payment plan?
You will receive a monthly statement that highlights the minimum payment required and the available payment options. Bank transfer, direct debit, debit card and BPAY are available.
How do I manage my Latitude Interest Free payment plan?
You can manage your account from the Latitude Mobile App or the Online Service Centre. Search Latitude App in the App Store or Google Play.


Apply for a Latitude Gem Visa Card


Terms and Conditions
*Approved customers only using a Minimum Monthly Payment Plan / an Equal Monthly Payment Plan. Monthly credit card fee
applies, currently $10.95 (subject to change). After the interest free plan ends interest will be charged on any outstanding balance
at the expired plan rate, currently 29.99% p.a. (subject to change). If you miss a payment late fees will apply and interest may apply.
Interest may also be charged on other purchases and transactions made on your Latitude credit card. Latitude Credit Card General
Terms and Conditions set out the T&Cs for the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42
008 583 588 Australian Credit Licence number 392145.. latitudefinancial.com.au/interest-free/terms-and-conditions/