Latitude Finance

Get it on Interest Free with Latitude Gem
Visa and pay nothing today.

Apply within 10 minutes & receive a
decision within 60 seconds.

Once approved, select your ideal payment plan & checkout using your account number.

Also available on other participating Latitude credit cards. For eligible purchases above a minimum financed amount using an Interest Free Payment Plan. T&Cs and monthly credit card fee (currently $10.95) will apply. Other credit card fees and charges may apply. 

Approved customers only using a Minimum Monthly Payment Plan / an Equal Monthly Payment Plan. Monthly credit card fee
applies, currently $10.95 (subject to change). After the interest free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If you miss a payment late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. Latitude Credit Card General Terms and Conditions set out the T&Cs for the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.

Minimum Monthly Payment Plans

Paying only the minimum monthly payments will not pay out the plan.

If term is less than 33 months
Equal Monthly Payment Plans

If you fail to make your equal monthly payment for two consecutive months, you agree that your Equal Monthly Payment Plan
with a term of fewer than 33 months will change into a Minimum Monthly Payment Plan for the remaining duration of the initial
plan term.

Latitude Interest Free offers flexible interest free payment plans to suit your needs. From 6-36 months, Latitude Interest Free gives you access to a range of interest free offers at hundreds of retailers. Existing Latitude Gem Visa, Latitude GO Mastercard, Creditline and Buyer’s Edge customers can checkout using Latitude Interest Free.

You will receive a monthly statement that highlights the minimum payment required and the available payment options. Bank transfer, direct debit, debit card and BPAY are available.

You can manage your account from the Latitude Mobile App or the Online Service Centre. Search Latitude App in the App Store or Google Play.

Apply for a Latitude Gem Visa Card